A multi-tenant payments orchestration platform with automatic splits, financial reconciliation and dynamic pricing for marketplaces and fintechs.
Processing complex payments at scale is difficult. Splitting between multiple recipients, dynamic pricing across 630 combinations, automatic reconciliation and terminal orchestration all require robust infrastructure and a complete audit trail.
Ezcale is the invisible infrastructure through which money flows. Modular and enterprise-grade, built for companies processing billions that need mission-critical reliability.
Split 1 transaction among N recipients in <127ms. Multi-level hierarchy, flexible configuration (before, during or up to D-1 before settlement), complete audit trail.
Configure thousands of rates in minutes. 630 combinations (9 payment methods × 18 installments × 7 levels). Bulk editing, unlimited undo and revenue simulation.
Multi-acquirer orchestration for Android terminals. Configure 1.000+ terminals remotely. Gateway routing, bulk configuration and unified reconciliation.
Native EMV processing with card-scheme certification. Full support for contactless, chip-and-PIN, magnetic fallback and tokenization.
Automatic reconciliation across most of the volume. Compares amount vs. gatewayAmount 24/7 and detects discrepancies > R$ 0,50. Reduces manual work from 4 hours a day to 15 minutes.
Real-time dashboard, digital account isolated per tenant, double-entry (6.9 entries/TX), projected cash flow and SPED/XML exports.
Complete isolation by tenant_id across all queries. No foreign keys in the core for maximum performance. Sharding-ready for exponential growth.
6.9 journal entries per transaction on average. Complete double-entry bookkeeping with traceability for every cent moved.
Every operation generates an audit record. SRSessions tracks who, when, where and why. Regulatory compliance without additional effort.
Split processed in <127ms. Optimized queries, strategic indexes, no N+1. Architecture ready for 50M+ transactions per year.
Tech Stack: PHP 8.2+, MySQL, Redis, React, REST API, Webhook architecture, Double-entry accounting, Multi-tenant SaaS, Journal entries system
Configure dynamic pricing, automatic splits and reconciliation on a single platform. REST API + webhooks + complete audit trail.