Recurring charges via Pix with automatic debit authorized by the payer. No card, no boleto, no churn. All white-label under your tenant's brand.
Depends on card details, which are subject to expiration and card-network declines.
Automatic debit authorized by the payer. No intermediaries.
Direct debit from the payer's account on the configured day. No customer action, forgotten boleto or expired card.
The merchant operates under the tenant's brand. Pix authorization and customized notifications. Ezcale is invisible.
of Brazilian e-commerce is already paid via Pix
Fonte: Banco Central, 2025cheaper than recurring card payments (0,33% vs 2,34%)
Market averageinvoluntary churn vs. 15-25% for recurring card payments
No expired cardsinstant settlement — funds in the account in real time
24/7, including holidaysThe payer authorizes it directly in their bank's app through an automatic debit request. It is like a "direct debit," but via Pix — regulated by the Central Bank since June 2025. The payer sets a maximum amount and can cancel at any time.
Institutions participating in Pix with more than 5 million active accounts are required to offer it. In practice, the major banks and fintechs already support it or are in the adoption phase.
Under BCB regulations, if the payer has insufficient funds when the charge is attempted, the transaction is not executed. Retry and notification rules are being defined and will be made available at launch.
No. Everything is white-label. The payer sees the merchant's brand (which in turn operates under the tenant's brand). Ezcale is the invisible infrastructure.
Recurring Pix payments, white-label. Reduce churn and collection costs — product in development, with launch expected in 2026.